Fintech · Payments, Lending & ComplianceFintech
platforms built for trust
Bangladesh's financial sector is digitising fast — mobile wallets, digital lending, and embedded payments — while regulators tighten cybersecurity and reporting requirements. BinaryQuest builds secure fintech platforms, payment integrations, receivables automation, and Odoo ERP for banks, NBFIs, payment operators, and venture-backed startups across Bangladesh and Australia.
Request fintech consultation →Compliance-aware delivery
Compliance-aware delivery- bKash, Nagad, cards & Bangla QR integrations
- AWS microservices for receivables automation
- Compliance-aware architecture from day one
bKash, Nagad, cards & Bangla QR integrationsIndustry opportunities
Where fintech growth is accelerating in Bangladesh and beyond.
Mobile financial services expansion
Wallet adoption and embedded payments are reshaping retail and B2B — operators that integrate local rails with auditable backends capture new revenue streams.
Digital lending & embedded finance
SME credit, buy-now-pay-later, and receivables automation are greenfield in Bangladesh — built on secure, scalable microservices from day one.
Open banking & API ecosystems
Banks and NBFIs opening APIs create partnership opportunities — middleware, reconciliation, and compliance layers become competitive differentiators.
Problems regulated operators face
Compliance, payments, and scale challenges that stall product launches.
Regulation moves faster than legacy stacks
Bangladesh Bank's Cyber Security Framework and NBR VAT rules demand MFA, incident reporting, and audit trails — but most core systems weren't built for 2025 compliance.
Payment rails don't connect cleanly
bKash, Nagad, cards, and core banking APIs each have their own flows — reconciliation and settlement still happen in spreadsheets for many operators.
Scale without re-architecting
Fintech MVPs built for demos collapse under transaction volume, audit scrutiny, and multi-product expansion — we design for Series A from commit #1.
Your fintech technology partner
BinaryQuest combines Odoo ERP, custom microservices, and payment integrations — with security and compliance built in from the first architecture diagram.
Fintech + ERP in one partner
Fintech + ERP in one partnerWith experience in Odoo since 2011 and more than 50 successful local and international project deliveries — plus custom microservices for lending, wallets, and receivables.
Security-first delivery
Architecture aligned to Bangladesh Bank CSF pillars, secure SDLC practices, MFA, encryption, and audit logging — not bolted on before launch.
Local rails, global engineering
Local rails, global engineeringDeep experience with Bangladesh payment gateways and Australian fintech compliance — offshore squads delivering at enterprise quality.
Fintech solutions we deliver
Payment rails, receivables automation, core banking APIs, Odoo finance, and AI for banks, NBFIs, and venture-backed startups
Payment Gateway Integration
bKash, Nagad, cards, Bangla QR, and international gateways — with automated reconciliation, dunning, and settlement reporting.
Accounts Receivable Automation
Accounts Receivable AutomationAWS-hosted microservices for invoice generation, collections workflows, and debtor management — as built for IODM Connect in Australia.
Core Banking & Ledger APIs
Core Banking & Ledger APIsAPI-first layers that bridge legacy core systems with modern wallets, lending portals, and partner integrations without rip-and-replace.
Odoo Finance & Operations
GL, AP/AR, VAT (Mushak), payroll, and inventory on Odoo — modular ERP that grows with your product lines and regulatory scope.
Digital Wallet & Lending Apps
Digital Wallet & Lending AppsReact Native and Flutter apps for consumer wallets, BNPL, and agent banking — with KYC flows and real-time balance sync.
AI for Risk & Operations
AI for Risk & OperationsFraud scoring, credit decisioning support, churn prediction, and AI sales agents — proven in fintech and telecom engagements.
Our approach — built for regulated outcomes
We map regulatory obligations (BB CSF, PCI patterns, VAT/NBR), payment flows, and integration points — delivering a security-aware blueprint.
A focused launch — one payment rail, one product line, or one receivables workflow — validated on live transactions before scale.
Load testing, penetration testing support, CI/CD with quality gates, and documentation for investor or regulator review.
Your fintech delivery journey
Discovery
Regulatory scope, payment rails, core system landscape, and growth roadmap — documented with risk and integration analysis.
Design & Prototype
API contracts, data models, KYC flows, and reconciliation logic — reviewed with your compliance and product teams.
Pilot & Certify
Limited production traffic, gateway certification, and reconciliation accuracy verified before full rollout.
Go-live & Support
Production deployment with monitoring, incident runbooks, and a dedicated squad for regulatory and product changes.
Technologies & integrations we support
Built for audit and scale.
Bangladesh Bank's Cyber Security Framework and NBR VAT requirements demand more than checkbox compliance — we embed security, logging, and documentation from commit #1.
- Bangladesh Bank Cyber Security Framework alignment
- MFA, encryption & audit logging by design
- Secure SDLC with dependency scanning
- 72-hour incident response runbooks
- NBR VAT / Mushak-6.3 automation on Odoo
- API documentation (OpenAPI) for partner audits
How Binary Quest solves it
Receivables automation, payment rails, and Odoo finance
Receivables & collections automation
AWS-hosted microservices for dunning, settlement, and multi-rail reconciliation — reducing revenue leakage without manual spreadsheet work.
Local wallet & gateway integration
Local wallet & gateway integrationbKash, Nagad, cards, and Bangla QR wired into billing, ERP, and customer portals — with audit trails regulators expect.
Odoo finance for regulated operators
VAT/Mushak automation, multi-entity accounting, and inventory tied to lending or payment products — one ERP backbone for finance teams.
Who we serve
From banks and mobile financial services to digital lenders and venture-backed startups
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Ready to build your fintech platform?
Get a compliance-aware architecture review, payment integration roadmap, and relevant compliance roadmap, and architecture review — response within 24 hours.